If you are seeking high paying jobs, careers in bank jobs, or jobs in JP Morgan Chase Bank careers, here your chance to advance with one of the premier financial institutions in the world. This is one of the latest JP Morgan Chase Bank jobs for professionals looking for growth in risk management, especially in the Specialty Finance sector. For those searching jobs near me or bank jobs in Chicago, this role stands out as one of the latest jobs in Chicago 2025, especially for experienced candidates seeking Chicago jobs 2025 and latest risk management jobs in Chicago. If you are looking to make a mark in the banking sector, this is a compelling opportunity to join a dynamic team at the cutting edge of financial services.

Job Title: Risk Management - Lead Credit Officer - Specialty Finance

Location: Chicago, IL
Job Type: Full-Time

Job Responsibilities:

• Portfolio Risk Management: Oversee the ongoing risk management of the assigned portfolio by maintaining a strong understanding of clients businesses and anticipating any potential risk changes or trends.

• Industry Insight: Develop an in-depth knowledge of the residential mortgage finance and specialty finance markets. Work with junior analysts and product bankers to design client-focused risk management solutions.

• Due Diligence Leadership: Lead and manage due diligence meetings—virtually or in person—with potential or existing clients to thoroughly assess financial and operational conditions.

• Financial Risk Analysis: Conduct thorough financial evaluations of corporate counterparties to identify and quantify key risks, leveraging advanced analytical tools and methodologies.

• Portfolio Monitoring: Continuously monitor risk grades and client health to ensure accurate representation and mitigate risk exposure through timely intervention.

• Collaborative Structuring: Partner with coverage bankers and product teams to create transaction structures suited to client risk profiles and the nature of assets being financed.

• Stress Testing: Conduct stress or downside credit scenario analysis using detailed Excel-based cash flow models; ensure their accuracy and reliability for risk assessment.

• Documentation Review: Review, negotiate, and finalize transaction and trading legal documentation to ensure alignment with JPMorgan Chase Bank risk tolerance.

• Credit Analysis and Reporting: Supervise the preparation of comprehensive credit analyses and present findings with clear recommendations to senior credit officers for final decision-making.

• Team Mentorship: Mentor junior team members, assign tasks with guidance, and manage workloads to meet deadlines effectively. Escalate critical matters to senior leadership when appropriate.

• Project Leadership: Take initiative in leading or contributing to special projects that enhance the efficiency and effectiveness of the risk management function.

Required Qualifications, Capabilities, and Skills:

• Bachelor degree in a quantitative field (Finance, Economics, Mathematics, etc.)

• At least 5 years of experience in Commercial/Corporate banking, Asset-Based Lending (ABL), or Structured Finance including roles in credit, structuring, and client engagement.

• Strong expertise in credit analysis, financial structuring, and deal documentation.

• Graduate of a comprehensive bank credit or analyst training program, or have equivalent practical experience.

• Excellent communication skills, both written and verbal, for effective internal and external interaction.

• Strong organizational skills with the ability to manage multiple priorities between portfolio oversight and deal execution.

• Proven interpersonal ability to collaborate with colleagues, clients, and senior stakeholders.

• High level of personal motivation and the ability to perform under pressure with tight deadlines.